Need cash for an emergency, personal goals, or your business? Equity Bank offers quick and easy loans for everyone. Here are the best options you can get right now:
1. Instant Mobile Loans (No Paperwork)
You don’t need to visit a branch or sign papers. You can borrow directly from your phone:
Eazzy Loan: Dial *247# or use the Equity Mobile App. You can get from Ksh 1,000 up to Ksh 3 million instantly based on how you use your account. You have up to 2 years to pay it back.
Boostika: If you are sending money or paying a bill and your account balance falls short, Boostika lets you top up between Ksh 100 and Ksh 100,000 instantly to finish the transaction.
2. Business & SME Loans
If you want to grow your business or restock your shop, Equity has got you covered:
Unsecured Business Loans: You can now get up to Ksh 10 million for your business without needing to provide land or property titles as security.
Chama Loans (Pamoja Biashara): If you are in a registered group or Chama, your group can borrow up to Ksh 10 million together to boost your business projects.
3. Salary Loans (Equiloan)
If you are employed and your company works with Equity, you can borrow up to Ksh 5 million. The monthly repayments are automatically and safely deducted right from your salary for up to 6 years.
How to get approved faster:
Use your account often: Keep active by depositing your business sales, salary, or cash into your Equity account every month. This automatically increases your mobile loan limit.
Pay on time: Always clear your short-term loans early to build a great credit score for bigger loans later.
How to apply:
Just dial *247# on your phone, log into the Equity Mobile App, or walk into any Equity Bank branch near you today.
